If you want to pay quickly on the Internet, you have numerous alternatives to choose from. In addition to advantages, most also have one or the other not entirely optimal point. With Klarna, however, a very versatile payment service is also available on the market, which enables payments on almost all ways from the Casumo to instant transfer to installment purchase. Reason enough to take a closer look at the Swedish provider and its available options.
What is Klarna? Information and facts about the payment provider
In 2005, under the name of Kantei as a factoring service for internet purchases from three Swedish entrepreneurs, Klarna has steadily developed over time. In 2010, the shops really started driving with the expansion to the American and the Dutch market. Another milestone was the takeover of the immediately AG and its premium product Sofortüberweisung, which subsequently expanded the portfolio and, among other things, and numerous cooperations with Visa or Apple ensured a continuously increasing level of awareness and growing sales. In 2019, an annual turnover of 7.15 billion Swedish crowns became the equivalent of around 658
Millions of euros, reached.
The success is clearly based on a not insignificant part on the versatility. In principle, Klarna offers its users a number of different payment forms. In addition to the Sofortüberweisung, direct debits are possible via bank account and credit card as well as a payment in installments. A special highlight is the payment on account, for which 14 days remains. For a small fee, the payment period can be extended by up to 60 days
or be converted directly into financing. Klarna’s central performance is for all payment routes to handle the payments of the customers to the dealers and to assume their payment claims. The risks for both the specially protected buyer and the seller are thus minimized. The service is financed by paying a fee per transaction.
Security & seriousness
The size of the company alone with over 2700 employees, 85 million users and more than 200,000 cooperating online retailers is an unmistakable sign that Klarna works seriously and attaches great importance to safety. This becomes even clearer if you take a closer look at how the individual transactions take place. The most modern encryption techniques are always used and of course Klarna also fulfills the currently valid data protection standards, which was rewarded with a corresponding certificate from the TÜV Saarland in 2015.
Regardless of technical things, the buyer protection guideline is a coverage for customers who acquire goods on the Internet, but not or not or not receive as in the desired form.
Payments with Klarna
As already mentioned, payments with Klarna are possible by immediate transfer, credit card, direct debit and also on account. This means that payments can be commissioned both with and without a special Klarna account. If you choose a customer account, you can easily manage all Klarna payments, including local bounds via app. Not all online shops or Online game stores but also offer all payment methods.
The actual payment process takes place without complications and with a few clicks of the mouse within a comparatively short time. Especially if a bank account or credit card is already stored and should be paid for it. Anyone who decides on the Sofortüberweisung must enter the necessary access data for online banking, while when buying Casumo is not in a hurry and one is up to 14 days for payment
Can take time. Payments are also possible using Klarna, but exclusively via bank transfer, which then takes one or the other day.
Fees in payment transactions
A big of Klarna in all variants is that there is no fees for the buyer. At least not from Klarna itself. However, some dealers or especially online casinos collect fees for certain payment methods, so occasionally also for clear payments. However, these must be displayed before the transaction is completed, so that there is still the possibility to switch to another payment form. Otherwise, only the recipients usually pay fees for payments with Klarna.
Klarna im online casino
With the quick and simple functionality, Klarna is of course also excellent for payments in the online casino. And now, for a long time, no more casinos from Sweden or Scandinavia offer clarna payments.
However, the selection of payment methods in online casinos is usually significantly reduced and in almost all cases limited to instant transfer. However, this is open to everyone and can also be used without a Klarna account and the deposit of banking or credit card details.
Anyone who opts for Klarna and Sofortüberweisung to pay money on a casino account for the first time can usually look forward to a welcome bonus. Because unlike many payments with the e-wallets Skrill and Neteller, the Sofortüberweisung is usually not excluded from bonus offers. If the Klarna has been paid in, you can also pay out in the same way. However, withdrawals are made by bank transfer and can take a few days.
Advantages of Klarna Sofortüberweisung
The greatest advantage of the instant transfer is that the amount deposited is available in the casino account within a few moments. There is no waiting time and it can start with playing. Another is that Sofortüberweisung works without registration or registration at Klarna. A Klarna account has some advantages, especially if you also use the service in online shops, but basically it is not necessary to store data of any kind.
If you don’t want to pay by a bank account or credit card anyway, you can save yourself verification of these payment methods and simply use the online banking data already for my foremost. And of course it is very customer -friendly that, apart from the occasionally due, casino -owned fees, the user does not incur any costs.